When you’re looking for a great gift to give a friend, family member, or loved one, consider getting them a Virtual prepaid Mastercard. This type of card has benefits that go beyond money. Here are five of the top ones that people love.
One of the main benefits of these cards is their ease of use. You simply apply online and you’re done. When you’re choosing a gift, consider getting someone a joker mastercard to help them set up their account. Simply deposit the amount of money you wish to cover the purchase on their card number and cover it with a check, or cash. It’s as easy as that! They won’t even need to write a check or cash.
Another of the great benefits of these cards is the ease of shopping online. Because you aren’t tied to any bank accounts, you can shop online at any time and from any location. They also work well for travel purchases for those going on vacation. There are many more benefits than just shopping, though.
The best feature of a virtual prepaid Mastercard is all about security. All transactions are held online, so you know that your card number is safe. Any unauthorized transaction can be traced back to your account. Transactions can even be monitored. That means if someone does try to charge your account, you will get alerts right away. The alerts will let you know the exact amount was charged, how it was charged, and whether there is an outstanding balance.
How much will it cost? It depends on which service provider you go with. Some charge flat-rate fees for all purchases. Others have a monthly fee. The average monthly fee is around fifty dollars. You can use the money you saved to pay down your credit card debt or spend it elsewhere.
Also, keep in mind that these cards do not link to a bank account. Payments are made via electronic transfers from your checking account. Transactions are not reported to credit card companies. You cannot exceed the limits or debit from the money you deposited in the virtual account.
Are these virtual credit cards ideal? Many people swear by them. They work very well as online shopping carts. They eliminate the need to carry large amounts of cash. They allow you to make purchases with the same convenience as you would have if you were purchasing real credit cards.
Where can you find a virtual prepaid credit card?
Are there any fees involved? No fees. Even when you make payments online, you are still in the comfort of your own home. Your virtual prepaid card serves as your ID. You can use it just like you would a normal debit card.